Legal

Privacy Policy

Effective Date: March 1, 2026

IPVALUE Managements Group ("Company," "we," "our," or "us"), based in Grand Rapids, MI, is committed to protecting the privacy of our users ("you" or "your"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website academy.ipvaluemanagements.com, use our services, or interact with our platform.

By accessing or using our services, you agree to this Privacy Policy. If you do not agree with the terms, please discontinue use of our services immediately.

1. Information We Collect

We collect information in the following ways:

Personal Information You Provide Directly: - Full name, email address, and phone number when you register an account - Billing address and payment information when you make a purchase (processed by Stripe) - Responses submitted through our application form - Messages sent through our live chat (powered by Crisp) or AI chatbot - Any other information you voluntarily provide to us

Information Collected Automatically: - IP address, browser type, operating system, and device information - Pages visited, time spent on pages, and navigation patterns - Referring URLs and search terms used to find our website - Cookies and similar tracking technologies (see Section 6)

2. How We Use Your Information

We use the information we collect for the following purposes:

- To create and manage your account - To process payments and grant access to purchased programs - To deliver course content and educational materials - To send transactional emails (purchase confirmations, account updates, password resets) - To send marketing communications (newsletters, promotions, new course announcements) — you may opt out at any time - To operate our drip email campaigns for onboarding and engagement - To provide customer support via live chat and email - To improve our website, products, and services through analytics - To detect and prevent fraud or unauthorized access - To comply with legal obligations

3. How We Share Your Information

We do not sell, rent, or trade your personal information. We may share your data with the following third parties solely to operate our business:

- Stripe: For secure payment processing. Stripe's privacy policy governs how they handle your payment data. - Resend: For transactional and marketing email delivery. - Crisp: For live chat support. Messages you send through the chat widget are processed by Crisp. - MongoDB: For secure database storage of your account and progress data. - WHOP: If you access our Digital Business Academy courses, you interact with WHOP's platform under their own privacy policy. - Analytics Providers: We use anonymized analytics to understand website usage patterns.

We may also disclose your information if required by law, court order, or government request, or to protect our rights, property, or safety.

4. Data Security

We implement industry-standard security measures to protect your personal information:

- All data transmissions are encrypted using SSL/TLS (HTTPS) - Passwords are hashed using bcrypt before storage - Payment information is handled entirely by Stripe (PCI-DSS compliant) — we never store your full credit card number - Access to user data is restricted to authorized personnel only - We perform regular security reviews of our systems

While we strive to protect your data, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security.

5. Your Rights and Choices

You have the following rights regarding your personal data:

- Access: You may request a copy of the personal data we hold about you. - Correction: You may request that we correct inaccurate or incomplete data. - Deletion: You may request that we delete your personal data, subject to legal obligations. - Opt-Out: You may unsubscribe from marketing emails at any time by clicking the "unsubscribe" link in any email or contacting us directly. - Data Portability: You may request your data in a portable format.

To exercise any of these rights, contact us at support@ipvaluemanagements.com. We will respond within 30 days.

6. Cookies and Tracking

We use cookies and similar technologies to enhance your experience:

- Essential Cookies: Required for website functionality (login sessions, security tokens). - Analytics Cookies: Help us understand how visitors interact with our website. - Preference Cookies: Remember your settings and preferences.

You can control cookies through your browser settings. Disabling cookies may affect website functionality.

7. Third-Party Links

Our website may contain links to third-party websites, including WHOP, social media platforms, and partner sites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing personal information.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete it promptly.

9. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. After account deletion, we may retain certain data for up to 12 months for legal compliance, dispute resolution, or fraud prevention purposes.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Effective Date." Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

IPVALUE Managements Group 950 28th St SE, Grand Rapids, MI 49508 Email: support@ipvaluemanagements.com Website: https://ipvaluemanagements.com

IPVALUE Managements Group — Grand Rapids, MI — All Rights Reserved